California Life Insurance
California Life Insurance companies acting in bad faith
Do You Believe Your Insurance Company Acted in Bad Faith? We Can Help!
Implied in every insurance policy is a “duty of good faith and fair dealing.” This duty precludes the insurance company from doing anything to deprive an insured person of the benefits and/or protection provided in the policy. Unreasonable conduct by the insurance company in denying or failing to adequately investigate a claim may constitute a violation of the implied duty of good faith and fair dealing.
How we Can Help With Your Case
We help consumers in California, Nevada, and beyond who are dealing with insurance companies that fail to act in good faith.
Our firm focuses on Life insurance bad faith disputes, appeals, and litigation, including class action lawsuits for:
Schedule you free consultation with our knowledgeable insurance bad faith lawyers by calling xxx-xxx-xxxx or contacting us online today!
What is Insurance Bad Faith?
When an insurance company searches for or relies solely upon evidence that supports a denial of an insured’s claim, it holds its own interest above that of its insured and has violated the implied promise to deal with its insured in good faith.
An integral part of an insurance company’s duty is to diligently seek out evidence that supports an insured’s claim.
When the opposite occurs, and insurance companies attempt to deprive policyholders of the benefits and protections they’re entitled to, they act in bad faith.
Why Insurance Bad Faith Litigation is So Important
When an insurance company acts in bad faith it can be held liable to pay the full benefits specified under that policy. But simply paying the insurance benefits will often not compensate an insured for all damages and suffering occasioned by the delay, aggravation, and costs associated with a wrongful denial of benefits.
A breach of the implied good faith and fair dealing can subject the insurance company to a whole host of damages beyond those provided in the policy (depending on what state law applies), including:
- attorney’s fees the insured had to pay to force the insurer to pay the claim
- liability for the emotional distress the insurer’s breach might occasion on its insured
- other consequential damages caused by the breach (such as costs incurred to prevent further damage or to deal with the absence of expected insurance benefits)
- punitive damages when an insurer’s conduct goes beyond simply being unreasonable and rises to the level of oppressive or malicious conduct